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Call me: 225-744-HARP (4277)!Find out why I am a Multi-Million Dollar Producer in the Baton Rouge Real Estate area!

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About Regina Harp:

  • About Regina Harp - Information about Regina Harp of Baton Rouge, Prairieville and Gonzales, Louisiana

  • Meet Regina Harp's Team - Meet Regina Harp's team of real estate assistants for the Baton Rouge, Prairieville and Gonzales area.

  • Regina Harp's Professional Resume - Regina Harp's Baton Rouge, Prairieville and Gonzales real estate career in home buying & selling in Louisiana.

  • Testimonials - Read what Regina Harp's clients are saying about the real estate marketing and services provided.

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School Reports in Baton Rouge, Prairieville and Gonzales, Louisiana
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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Regina Harp, REALTORŪ, real estate agent and broker for Baton Rouge, Prairieville and Gonzales, Louisiana home listings, property and land for sale

Regina Harp, Broker Associate
Guarino Real Estate

Jefferson Hwy.
Suite D
Baton Rouge, LA 70817
Direct: 225-744-HARP
Cell: 225-953-3901
Regina Car: 225-953-3903 or 3901
Email: Regina@reginaharp.com

Regina Harp is a Multi-Million Dollar Producer and the Broker Associate. She was ranked as the #3 Realtor in the state of Louisiana with Remax. Find THOUSANDS of Homes Listed through MLS, School Board Maps and Reports, Pictures, FREE Comparative Market Analysis, First Time Buyers Program, plus lots of Information for Baton Rouge real estate, Gonzales real estate, Prairieville real estate. We owe our success to adhearing to our Motto ... YOU WIN IN LIFE BY HELPING OTHERS...You will see when we work together that Our Goal Is to Accomplish YOUR Goal, and our concern will be for our client's happiness...by consistently going above and beyond the call of duty.

ABR Equal Housing MLS REALTOR


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