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Real Estate Dictionary: Baton Rouge, Prairieville and Gonzales Louisiana home buying, real estate listings, and homes for sale in East Baton Rouge Parish County, LA

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Regina Harp, REALTORŽ, real estate agent and broker for Baton Rouge, Prairieville and Gonzales Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Regina Harp, Broker Associate
BloomingHouse Realty
16159 State Bank Road
Suite C
Prairieville, LA 70769
Direct: 225-744-HARP
Office: 225-744-4005
Regina Car: 225-953-3901
Email: Regina@reginaharp.com
Regina Harp is a Multi-Million Dollar Producer and the Broker/Owner of BloomingHouse Realty. She was ranked as the #3 Realtor in the state of Louisiana with Remax. Find THOUSANDS of Homes Listed through MLS, School Board Maps and Reports, Pictures, FREE Comparative Market Analysis, First Time Buyers Program, plus lots of Information in Baton Rouge, Gonzales, Prairieville and Ascension Parish areas. We owe our success to adhearing to our Motto ... YOU WIN IN LIFE BY HELPING OTHERS...You will see when we work together that Our Goal Is to Accomplish YOUR Goal, and our concern will be for our client's happiness...by consistently going above and beyond the call of duty.

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