Eased our minds as first-time homebuyers...
When my husband and I bought our house, Regina was extremely professional and friendly! She helped us throughout the entire process and eased our minds (as first-time homebuyers) with her expertise. She made sure that everything went smoothly! We love our house and if we ever do decide to get a second one, Regina will definitely be our agent! Thanks, Regina!
Donna & Corey Borne
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Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
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The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology. |
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Regina Harp, Broker Associate
Guarino Real Estate
Jefferson Hwy.
Suite D
Baton Rouge, LA 70817
Direct: 225-744-HARP
Cell: 225-953-3901
Regina Car: 225-953-3903 or 3901
Email: Regina@reginaharp.com
Regina Harp is a Multi-Million Dollar Producer and the Broker Associate. She was ranked as the #3 Realtor in the state of Louisiana with Remax. Find THOUSANDS of Homes Listed through MLS, School Board Maps and Reports, Pictures, FREE Comparative Market Analysis, First Time Buyers Program, plus lots of Information for Baton Rouge real estate, Gonzales real estate, Prairieville real estate. We owe our success to adhearing to our Motto ...
YOU WIN IN LIFE BY HELPING OTHERS...You will see when we work together that Our Goal Is to Accomplish YOUR Goal, and our concern will be for our client's happiness...by consistently going above and beyond the call of duty.    
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