Baton Rouge, Prairieville and Gonzales Louisiana real estate listings, home buying, selling and relocation information

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We tried 2 other Agents who never called us...
We had listed our home with 2 other Agents that I had to contact them most of the time.
Mr. & Mrs. Holdcraft
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For Sale By Owner : Baton Rouge, Prairieville and Gonzales Louisiana home buying, real estate listings, and homes for sale in East Baton Rouge Parish County, LA

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What is the only land in the world that has not been walked on by human feet?
A	A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Regina Harp, REALTORŽ, real estate agent and broker for Baton Rouge, Prairieville and Gonzales Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Regina Harp, Broker Associate
BloomingHouse Realty
16159 State Bank Road
Suite C
Prairieville, LA 70769
Direct: 225-744-HARP
Office: 225-744-4005
Regina Car: 225-953-3901
Email: Regina@reginaharp.com
Regina Harp is a Multi-Million Dollar Producer and the Broker/Owner of BloomingHouse Realty. She was ranked as the #3 Realtor in the state of Louisiana with Remax. Find THOUSANDS of Homes Listed through MLS, School Board Maps and Reports, Pictures, FREE Comparative Market Analysis, First Time Buyers Program, plus lots of Information in Baton Rouge, Gonzales, Prairieville and Ascension Parish areas. We owe our success to adhearing to our Motto ... YOU WIN IN LIFE BY HELPING OTHERS...You will see when we work together that Our Goal Is to Accomplish YOUR Goal, and our concern will be for our client's happiness...by consistently going above and beyond the call of duty.

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